These terms and conditions (“Terms”) apply to the entire contents of this website. Please read these Terms carefully before using this website. Using this website indicates that you accept these Terms. If you do not accept these Terms, please do not use this website.

1.1 This website is provided by SWC Expert Group.

1.2 These Terms shall constitute an agreement between you and us and shall set out the conditions upon which you may access the information available on this website.

1.3 We reserve the right to change these Terms at any time and to notify you by posting an updated version of these Terms on this website, at which point they will become immediately effective.

1.4 Your continued use of this website after any changes referred to in clause 1.3 shall constitute your consent to such changes.

Access to the Website

2.1 Access to this website may be suspended temporarily and without notice in the case of system failure, maintenance or repair, or for reasons beyond our control.

2.2 We reserve the right to, without notice, withdraw the availability of this website or any of its content and/or any of its functions, information or services.

2.3 We cannot guarantee uninterrupted and/or reliable access to this website and we make no guarantees whatsoever as to its operation, functionality or otherwise.

Permitted use of the Website

3.1 You are allowed to view, download and print out content from this website for personal use only in accordance with these Terms. All other copying whether electronic, hard copy or other format is prohibited and all other rights are reserved.

3.2 You shall only use this website in a manner that is consistent with these Terms and in such a way as to comply with all applicable laws and regulations and, in particular, that you shall not (or not attempt to):

3.2.1 seek unauthorised access to our network or computer system

3.2.2 insert or knowingly or recklessly transmit or distribute a virus into our network and computer systems 3.2.3 assist, encourage or permit any other person to do any of the things described in 3.2.1 and 3.2.2 above.

Intellectual Property Rights

4.1 All copyright and all other intellectual property rights existing in this website (including, but not limited to, all design, text, graphics and the selection or arrangement thereof) are and remain our property.

4.2 The expression ‘copyright’ shall include the entire copyright, design right, rental right, right to authorise or prohibit lending and data right subsisting now or created at any time.

Links to Third Party Websites

5.1 This website may contain links to websites owned and operated by third parties. We make no representations or warranties as to the accuracy or completeness of any of the information appearing on such linked websites or as to the suitability or quality of any of their products or services.

5.2 The links to third party websites are provided for your information and convenience only and are not an endorsement by us of the content of such linked websites.

5.3 We accept no liability for any damage or loss, howsoever caused, in connection with use of or reliance on any information, material, products or services contained or accessed through any such linked website.

5.4 If you decide to link to any third party website and make use of any information contained on them and/or enter into any contract for the supply of goods or services from such third party.

Liability

6.1 While we endeavour to ensure that the information contained on this website is accurate, complete and up-to-date, we make no representations or warranties, whether express or implied, as to the accuracy, completeness or fitness for purpose of such information.

6.2 We make no representations or warranties, whether express or implied, that this website or any software of any nature available on, downloaded or otherwise obtained from it, will be free from defects or viruses. Your use of this website is at your own risk.

6.3 We make no representations or warranties as to whether the information available on this website complies with the regulatory regime of countries from which the pages of this website may be accessed.

6.4 We shall not be liable for any loss or damage whatsoever and howsoever incurred including any direct, consequential or indirect loss or damage, or any loss or damage to goodwill or profits or any anticipated loss of savings incurred by you, or loss of data or loss of business opportunity, or economic loss whether arising in tort, contract, equity or otherwise and arising out of, in relation to, or in connection with your access to, use of, or inability to use this website.

6.5 These Terms shall be governed by, construed and enforced in all respects in accordance with the Laws of England and Wales.